I am to receive a gift card in exchange for sharing this information. Please note that as always, any personal opinions reflected in this post are my own and have not been influenced by the sponsor in any way.
Summer is almost over. The kids go back to school in a week. That means everyone is trying to cram as much fun as they can into what’s left of summer. For my youngest, that means only a couple of more days that I’ll let him stay up late. Then we do a sliding bedtime for a few days, to get him back into the habit of getting up early and going to bed at a certain time. For my oldest, that means hanging out with friends basically nonstop. He’s 17. The days that he asks me to drive him somewhere are fewer now that he has a license. Nowadays he far more apt to ask for the car keys. This obviously worries me, what with him being young and sure he’s invincible, and with summer being the deadliest time of year for teenage motor fatalities.
My son got his drivers license in June. This month we officially had to add him onto our auto insurance policy. We’d sat down with him when he got his permit, but felt this was a good time to sit down and have a talk again. He’s 17 and pretty sure he knows everything, but he doesn’t understand how important auto insurance is and how many different things can effect it. The main issues we discussed included using caution, not using cell phones, not drinking and driving, and limiting how many other people were in the car with him. As it turns out, most of the things that we discusses are quite a problem among teen drivers.
The following infographic on teen driving has some statistics that might surprise you.
Did anything there surprise you? I know I was a bit surprised to see that kids receive more coaching in soccer then is required to get a driver’s license.
Here are some tips and resources that you may find helpful. They may not only keep your teen and others free from harm, but also could save you money on insurance.
- Tip 1: Help your teen become a safer driver by talking openly about your expectations and rules for when they’re behind the wheel, such as never texting or using their cell phones while driving. If you feel that a contract will help, the NAIC has a customizable, online Teen Driving Contract
- Tip 2: No matter how safe or prepared you or your teen may be, accidents happen. In the event you or your teen driver is involved in an auto accident, make sure everyone knows what steps to take to stay safe and protect their identities when exchanging information for a claim. The NAIC’s free WreckCheck app walks you through what to do — and not do — after an accident. The app helps users collect necessary information on the spot, then immediately emails a report to your home and your insurance agent. The app can be found online at iTunes® and Google Play® or by searching “NAIC” at the iTunes store or Android market.
- Tip 3: Adding a teen driver to your auto insurance policy can be costly. Make sure both you and your teen driver understand all the insurance implications of how even minor fender-benders can add up. Insureuonline.org is an unbiased resource to help you and your teen driver get educated about the risks and insurance implications of unsafe driving.
One (1) winner will receive an auto safety kit, complete with first aid kit, booster cables, tow straps, flashlight, reflective triangles and more (approx. value $50).
HOW TO ENTER. (MANDATORY)
To enter leave a comment on this post telling me which statistic you find most alarming, surprising or helpful from the infographic above.
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THE SMALL PRINT.
The winner will be selected using the “And the winner is” plugin. US addresses only please, no PO Boxes. This contest will end on Friday 09/06/13 at 11:59 pm est. If you’ve entered any of my giveaways before then you know that only comments containing all of the requested information will be eligible for entry. Good luck to everyone!
THIS GIVEAWAY IS NOW CLOSED.