Tag: "Money"

I love a good bargain!

I am not a big shopper. Shopper in the sense of enjoying going to stores and malls. That requires money we just don’t have. When I need to buy something, whether it be for us, for the house or for someone else, I always do one of two things and sometimes both. The first thing I do is research my pricing. This requires time. I start by finding out what I think I should pay for it. I do this by surfing the web. I’ve been known to go twenty pages deep in Google looking for the best prices. Then I wait a while and watch to see what happens to pricing. I almost never buy in a hurry or on an impulse. If it’s something new that I want I also tell my Mom, the greatest bargain hunter of all time. She knows when and where to find the best sales. She actually stalks the sales at Kohls and knows when the next scheduled markdowns will take place. She’s been known to go from location to location of a store to pick up different things. It is truly amazing what she can do.

The best bargain I have gotten in the last couple of years was my last coffee machine, which I loved - $35 at Kohls, reduced from $99, thanks to Mom. The best bargain I ever got was on my truck. My truck cost about $8,000 less where I bought it than it cost here at home. It doesn’t sound so strange to shop for a car while on vacation now, does it?

When I’m shopping online for something the first thing I do is find the best price I can. Then I start looking for coupons and discount codes. Thanks to the Parent Bloggers Network, I have learned about a new place to look for coupons and deals. It’s the site Couponers.com. Couponers.com allows users to search by store, category and tag. Their site is constantly updated to make the site user friendly as well as include new deals. Users have the ability to also mark whether a deal worked for them or not. So, if you’re a bargain hunter, check out Couponers.com next time you’re hunting.

Aug 17, 2008 | 2 comments | View Post

Financial fitness

I decided to take a “financial fitness” quiz from BillsIQ to see what I could learn. The quiz had several sections and was easy to take. It had about 25 multiple choice questions and took me about 5 minutes to take. I was a little disappointed that for a couple of the questions there wasn’t really a relevant answer for me, and for one or two questions there was no appropriate answer at all. My score? 87, or a B. After taking the quiz you can get tips and advice on how to improve your score.

During the review is when I realized that some of the less relevant questions and the questions there were no appropriate answer for had brought my score down. I had not understood when beginning that this quiz is designed for people with one or more credit cards. I actually took the quiz again, answering differently to account for those questions that didn’t pertain to me. My score did improve, rising up to a 91, or an A.

During the review each answer you gave is shown along with a piece of advice or tip for the question. You’re told if you’re doing something right or if you might need a little help improving that area. I can see where it could be very helpful to someone struggling with credit card debt or just starting out with credit cards. The tips and advice given might help someone save some money and improve their credit rating.

Are you financially fit? Find out. Go check your BillIQ today!

Jul 20, 2008 | 0 comments | View Post

Maybe there should be an expiration date on resumes

I haven’t had to job hunt in over two years. Back then I put my resume up on all of the big job sites and applied to anything I was qualified for and some things I was not. One thing clear on my paper resume and my online resume was the type of job I was looking for. I had no interest in sales jobs. Yes, I have more than ten years in a sales call center but I knew when I got out I never wanted to go back to that type of job. Except for the money (for which I only have myself to blame) I very much like where I am now. Which is why I’m not looking for a job. When I got home today I had an email from someone from a company I interviewed at more than two years ago, asking me if I wanted a job. I couldn’t believe it. Who does that? I actually started wondering if resumes out to have expiration dates. If beverages have a born on date than I think resumes should have a best if used by date. what do you think? What’s the longest period of time that went by after applying for a job that you heard from the company?